Independent educational resource on U.S. foreign account reporting Questions? Contact us

Last updated: 2026

Welcome to {{SITE_NAME}} (the "Site"), accessible at {{DOMAIN}}. These Terms of Service ("Terms") govern your access to and use of the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Educational purpose only

The Site provides general information about the FBAR (Report of Foreign Bank and Financial Accounts / FinCEN Form 114) for educational purposes only. It does not provide legal, tax, accounting, or financial advice. Using the Site does not create any attorney–client, advisor–client, or fiduciary relationship. See our Disclaimer for important details.

2. No professional relationship

{{SITE_NAME}} is not a law firm, accounting firm, or tax-preparation service, and it is not affiliated with any government agency. You should not act, or refrain from acting, based solely on information found on the Site. Always consult a qualified professional and the official government sources regarding your specific situation.

3. Acceptable use

You agree not to:

  • Use the Site for any unlawful purpose or in violation of any applicable law.
  • Attempt to gain unauthorized access to the Site, its servers, or related systems.
  • Interfere with or disrupt the operation of the Site or its security features.
  • Copy, scrape, republish, or redistribute Site content without permission, except as allowed by law.
  • Transmit any malware, spam, or harmful code.

4. Intellectual property

Unless otherwise noted, all content on the Site — including text, graphics, logos, and design — is the property of {{SITE_NAME}} or its licensors and is protected by intellectual property laws. You may view and share links to our content for personal, non-commercial use. Any other use requires our prior written permission.

5. Third-party links and content

The Site may contain links to third-party websites and resources, including government sites and advertisements. We do not control and are not responsible for the content, policies, or practices of any third party. Links are provided for convenience and do not constitute an endorsement.

6. Advertising

The Site may display third-party advertising. Advertisements are provided by ad networks and do not represent recommendations or endorsements by {{SITE_NAME}}. Your interactions with advertisers are solely between you and the advertiser.

7. Disclaimer of warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that the information is current or applicable to your circumstances.

8. Limitation of liability

To the fullest extent permitted by law, {{SITE_NAME}} and its owners, operators, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or related to your use of — or inability to use — the Site or its content, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless {{SITE_NAME}} and its owners, operators, and contributors from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Site or your violation of these Terms.

10. Changes to the Site and Terms

We may modify or discontinue the Site, or update these Terms, at any time without notice. Changes to the Terms are effective when posted on this page with an updated "Last updated" date. Your continued use of the Site constitutes acceptance of the revised Terms.

11. Governing law

These Terms are governed by the laws of the United States and the applicable state in which the Site operator is located, without regard to conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the courts located there.

12. Contact

Questions about these Terms? Contact us at {{EMAIL}} or by mail at {{ADDRESS}}.